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Reale said anyone who can't meet the requirements but is still interested in homeownership should call her to see if anything can be worked out.

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Michael Taylor, executive director of Nehemiah Housing, said the offerings were a long time coming. Taylor said he began the development before the housing crisis.

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´╗┐Condos to be offered in Middletown's North End for low

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In addition to the assistance program, Nehemiah lowered its asking prices by about $10,000 and lowered the acceptable credit rating score to 640.

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Denise Reale of Reale Realtors in Manchester gave an overview Adidas Leggings Pink Stripe

"We responded by creating our own assistance program, but it still required a 3 percent down payment. That's like three months rent, and the buyer needed a credit score of at least 680," Taylor said.

"These are cheaper than you can rent anywhere. These are refurbished spaces, and are unbelievably affordable," Reale told the prospective homebuyers Adidas T Shirt Red

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at 43 Ferry St. Anyone who cannot make the open house can call Reale at (860) 729 8172 to make an appointment. The properties are limited to income eligible buyers.

MIDDLETOWN The American dream of homeownership is now within the reach of those who could not meet usual income and credit requirements of the industry, thanks to the offerings of a local nonprofit developer who is offering homes to low income individuals and families for what it would cost to rent.

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A $109,900, four bedroom unit on Ferry Street would cost about $934 per month, including condo fees, Joggers Adidas Originals

of the six available properties, called North Village Condominiums, at three different locations in the north end of Main Street.

A mortgage for a $79,900 unit on Green Street would cost about $715 per month with the same terms, according to data provided by Nehemiah Nike Vapormax Gold Black Housing and Reale Realty.

insurance and taxes.

When the market collapsed, lenders and regulators began to tighten credit, requiring up to 20 percent down payment and credit scores of at least 680.

at the information session.

The Nehemiah Housing Corporation of Middletown hosted an informational session on what it had to offer to about 20 people at the First Baptist Church Thursday evening.

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Fifteen units in all are available. Prices range from $79,900 for a 826 to 922 square foot, two bedroom, one bathroom condo unit on Green Street to $109,900 unit at 1,772 square feet with four bedrooms and two bathrooms on Ferry Street.

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Taylor said Nehemiah is able to offer the properties at such a low price with the help of federal, state and local subsidies.

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Reale broke down the cost of the condos to what the monthly payments would be, based on a 30 year mortgage with a fixed interest rate of 3 percent and an annual percentage rate of between 3.1 and 3.5 percent for qualified buyers.

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